Insurance & Fees


Our providers are in-network with the following insurance plans:

First Choice

Regence

Premera

Lifewise

Coordinated Care

 

Your insurance is an agreement between you and your insurance company, not between your insurance company and our office. We cannot be certain if your insurance covers naturopathic care, and the amount they pay varies from one policy to another. Please call your insurance company and make sure you understand what the benefits of your plan are.

 

We will bill your insurance company for the service you receive. You are responsible for copays. If your deductible has not been met, you are responsible for the cost of the visit. Insurance does not always cover all office visit charges nor laboratory charges.

Our providers are out-of-network for the following insurance plans:

Aetna

Cigna

BlueCard plans (out of state Blue Cross Blue Shield plans)

Group Health

United Health Care

Kaiser

 

Many insurance companies will reimburse some portion of the cost to out-of-network providers. You pay at the time of service and we immediately provide you with a superbill to submit to your insurance provider.

Services not covered by insurance are charged to you directly and you are personally responsible for payment of any such services, deductibles, co-pays or co-insurance.

 

Flex Plans/ Medical Savings Account/ Health Savings Accounts

Please inform us if you have a Health Savings Account, sometimes known as a Flex Plan or Medical Savings Account.  All naturopathic medical care, including co-pays, deductibles, co-insurance, lab, and prescribed supplements can be paid with funds from your Flex Plan/MSA/HSA. 

 

Secondary Insurance

Please inform us of any secondary insurance you may have.

 

Patients without Insurance

For patients without insurance, payment for your visit (45-75 minutes) is based on the complexity (determined by the provider) and due at time of service.  We accept cash, your check, HSA cards or credit card. Please call at 206.937.6747 for more specific pricing information.

 

Rescheduling & Cancellation

We charge 100% of the visit fee for missed or no show visits and 50% of the visit fee for those not cancelled within 24 business hours of the scheduled appointment time. This fee is not billable to insurance. We need to have this policy because missed appointments ultimately drive up the cost of healthcare for everybody. We are setting the time aside specifically for you.

 

Supplements

Supplements are an extra cost and are added to the appointment costs. These can be paid through HSA/MSA/Flex Plans and are tax-free when prescribed by our physicians.

 

Labs

Many lab tests are covered by insurance, some are not. These can be paid through HSA/MSA/Flex Plans when not covered.

Questions to Ask Your Insurance Company

If you have insurance and plan to rely on it to help pay for our services, you may wish to consider clarifying your coverage parameters with your carrier. Please see the below form “Seven Questions to Ask Your Insurance Company”. This will help guide you in understanding what your insurance coverage is for Junction Naturopathic Medicine.